Debit cards

Debit cards

We would like to offer you several types of debit cards – payroll cards to pay out salaries to employees, service cards to pay for various utility services, and cards for cash withdrawal in ATMs.

Debit card features

  • the main account currency at your discretion - EUR, USD or RUВ
  • 24/7 access to the funds
  • control over expenses and receipts to the account
  • solid security of your funds
  • payments for goods and services in Latvia and abroad free of extra bank commission
  • automatic conversion of the required amount on your card into local currency for your payments abroad
  • possibility to process a loan in the amount of up to 50% of regular monthly income for customers (natural persons, Latvian citizens) with regular income over 300 EUR
  • possibility to attach additional cards to your card account
  • free use of the NORVIK InfoLINE system, as well as free connection to SMS-Bank and internet banking system e-NORVIK
  • possibility to get discounts for goods and services in more than 300 shops across Latvia


These are international debit cards intended for wide range of users.


To process a service debit card, you need to:

  • sign an Agreement on issuance and use of payment cards for legal persons
  • open a current account with NORVIK BANKA
  • present a card user’s passport
  • transfer to the Bank’s transit account a commission fee for issuance of the card in accordance with the Bank’s approved rates

To process a payroll debit card, you need to:

  • sign an Agreement on issuance and maintenance of NORVIK BANKA’s payroll payment cards
  • sign an Agreement on issuance and use of payment cards for natural persons with every company’s employee
  • present the passport of a person who will be the card’s holder

Norvik Banka is a member of Deposit Guarantee Fund ngf, which means that your deposits placed in Norvik Banka are guaranteed by the state. More information on deposit guarantee system you can find here.