Debit cards

Debit cards

Debit cards are intended to pay for the goods and services and get cash within the limits of a sum available on the account of a card holder.

Debit card features

  • the main account currency at your discretion - EUR, USD or RUВ
  • 24/7 access to the funds
  • control over expenses and receipts to the account
  • solid security of your funds
  • payments for goods and services in Latvia and abroad free of extra bank commission
  • automatic conversion of the required amount on your card into local currency for your payments abroad
  • possibility to process a loan in the amount of up to 50% of regular monthly income for customers (natural persons, Latvian citizens) with regular income over 300 EUR
  • possibility to attach additional cards to your card account
  • free use of the NORVIK InfoLINE system, as well as free connection to SMS-Bank and internet banking system e-NORVIK
  • possibility to get discounts for goods and services in more than 300 shops across Latvia

Multi-Currency Card

Any of your payment cards can become a multi-currency one. The card can be attached to accounts in three different currencies (USD, EUR, RUB), which will allow avoiding additional expenses for currency conversion when paying abroad:

  • the payment is being written off from the balance on the card in the respective currency
  • if there is no balance on the card in the given currency, then the sum will be converted and written off from the balance in another currency in accordance with the priorities set by you.
  • the balance available on the card is summed up from the balances on all accounts

Card Issuance

For the Bank to issue you a debit card it is required:

  • to sign an Agreement on Issuance and Use of Payment Cards for Natural Persons
  • to present a passport or an ID card issued by the Republic of Latvia
  • to transfer to the Bank’s transit account or opened account of the payment card a commission fee for card issuance in accordance with the Bank’s rates
  • in case of loan processing – to execute an Agreement on amendments to the Agreement on Issuance and Use of Payment Cards for Natural Persons
Norvik Banka is a member of Deposit Guarantee Fund ngf, which means that your deposits placed in Norvik Banka are guaranteed by the state. More information on deposit guarantee system you can find here.