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You can save in time for the harsh bills of winter

Accumulate your cash savings for winter during summer when the heating and electricity bills are a tad smaller! It will reassure you that you will be able to meet your housing expenses in winter without tightening your belt.


  • Less worries in winter months
    By opting to save for the large utility bills of winter already in summer, you might spare yourself tightening your belt in winter
  • Option to choose the amount of the deposit
    You decide how much you can spare and, should the opportunity arise – you can also contribute more later
  • Supplement in cash or by a cashless transfer
    You can supplement the Savings Account at any time in the e-Norvik online bank or in the customer service centres of the Bank
  • The principal amount increases day by day
    Interest income is calculated every day and added to the principal amount
  • Receive your deposit on demand
    You may withdraw the full amount deposited on your savings account or part thereof, notifying the Bank about it 7 days in advance. You will receive this withdrawal amount on the 8th day

...and some more advantages and conditions

  • Variable interest rate
  • Deposit currency: EUR, USD
  • When withdrawing funds from the savings account in full or in part without observing the 7-day notification period, a penalty fee of 0,5% of the withdrawal amount is applied

How to open a savings account?

You can open a savings account at any customer service centre of the Bank or in the Internet banking system e-Norvik choosing the section “Services” – “Place a deposit”.

Contact information

For consultations, please call (+371) 67 041 100

Norvik Banka is a member of Deposit Guarantee Fund ngf, which means that your deposits placed in Norvik Banka are guaranteed by the state. More information on deposit guarantee system you can find here.